Academic articles and essays

Legal History as Economic History, in The Oxford Handbook of Legal History (Christopher Tomlins and Markus D. Dubber eds., Oxford University Press, 2018)

Two Centuries of Policing Swindles and Humbugs, 46 Reviews in American History 217 (2018) (reviewing Edward J. Balleisen, Fraud: An American History from Barnum to Madoff (2017))

The Long History of “Truth in Lending,” 30 Journal of Policy History 236 (2018) 

City of Debtors: Law, Loan Sharks, and the Shadow Economy of Urban Poverty, 1900-1970, 17 Enterprise & Society 734 (2016)

Remaking the “Law of the Poor”: Williams v. Walker-Thomas Furniture Co. (1965), in The Poverty Law Canon: Exploring the Major Cases (Ezra Rosser and Marie Failinger eds., University of Michigan Press, 2016)

Response, The Long Shadow of Doctrine, 163 University of Pennsylvania Law Review Online 337 (2015)

The Rise and Fall of Unconscionability as the “Law of the Poor,” 102 Georgetown Law Journal 1383 (2014)

The Borrower’s Tale: A History of Poor Debtors in Lochner Era New York City, 30 Law & History Review 1053 (2012) 

Note, Protecting the Innocent: The Future of Mentally Disabled Tenants in Federally Subsidized Housing After HUD v. Rucker, 40 Harvard Civil Rights-Civil Liberties Law Review 197 (2005)

Other articles, essays, etc.

Sanders and AOC want to cap interest rates on consumer loans at 15% - here's why that's a bad ideaThe Conversation, May 28, 2019

"The government move that threatens to keep Americans trapped in debt," Made by History, Washington Post, May 2, 2019

"Consumer rights are worthless without enforcement," The Conversation, March 15, 2019 (republished in SF Chronicle, Government Executive)

"Fishing for Loan Sharks: Small-Sum Lending Reform over Time," AHA Perspectives Daily, July 12, 2018

Guest Blogger, Legal History Blog, March 2018 (series of five posts: "The Challenge of Writing for Two Audiences," "One Way to Write for Two Audiences," "Balancing Narrative and Analysis," "The Meanings of Presentism," and "Policy-Relevant History")

Federal Regulation of Payday Loans Is Actually a Win for States’ Rights,” Made by History, Washington Post, October 9, 2017

"The Changing Role Of Foundations In Regulatory Reform: The Case Of Small-Dollar Loan Reform," HistPhil Blog, June 2016

Testimony and regulatory comments

Testimony Submitted to the United States House Committee on Small Business, “Crushed by Confessions of Judgement: The Small Business Story,” July 12, 2019

Comment to the Consumer Financial Protection Bureau on Notice of Proposed Rulemaking, CPFB 2019-0006-0001, May 3, 2019

Comment to the National Credit Union Administration on Notice of Proposed Rulemaking (PALs II), RIN 3133-AE84, July 28, 2018

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